BSNS 1373 Personal Finance Syllabus 010 Spring 2026

Academic Integrity

KCC considers student violation of academic integrity to be a serious offense. Violations include, but are not limited to, plagiarism, cheating, AI, fabrication/falsification, and personal misrepresentation. The academic integrity policy refers to all coursework in this class for the duration of the semester. The internet is a powerful learning tool that provides access to information on any topic. The same powerful internet has also made it easier to detect plagiarism, and plagiarism in any form is treated as follows:

First incident of plagiarism, student will be issued a warning. 
Second incident of plagiarism will result in a zero for the assignment. 
Third incident of plagiarism will be reported to school officials.

SimCheck software is used to evaluate coursework for potential plagiarism. Proper use of in-text citations and references is required on all assignments. Students will be asked to reassess, revise, and resubmit assignments with a SimCheck score at the cautionary level or higher (yellow/orange/red).

Refer to KCC’s Code of Campus Affairs and Regulations, Section 17.2, for specific violations of academic integrity.

Mechanics

College-level writing is expected on all assignments. This includes proper spelling, grammar, punctuation, and sentence structure (complete sentences). When applicable, writing must include appropriate in-text citations and references. Use of text language is prohibited. All written assignments are graded accordingly.

Attendance

Attendance is recorded and reported to the Admissions and Financial Aid offices. Student attendance is essential to academic success. Various exercises will be completed in class, both individually and collaboratively, and comprehension assessments will cover material from class lecture, discussions, homework, the textbook, and supplemental or related material. This course is designed to reward students who attend class regularly, are prepared, work diligently through the assignments, and participate in discussions and in-class activities.

Attendance includes a student’s ability to arrive on time and remain in class until dismissed. Class will begin promptly at its scheduled time. Students arriving after the class's official start time are tardy. Tardiness disrupts the learning environment; thus, students arriving late will adhere to the instructor’s tardy policy. Definition of Tardy: A student is considered tardy if they are not seated and prepared when class begins. Entering after instruction has started or leaving early without instructor approval constitutes tardiness. A brief grace period of 5 minutes may be allowed; arrival beyond this period will be recorded as tardy. 3 tardies will equal one (1) absence. Failure to attend each class period for the full scheduled duration contributes to excessive absences.

Excessive absences will have an adverse effect on a student’s grade as well as create cause for being expunged from the course. Excessive absence is defined as nonattendance for >5 classroom hours in a semester or nonattendance for four consecutive days. The instructor’s right to institutionally withdraw or fail a student for nonattendance is in accordance with KCC’s Code of Campus Affairs and Regulations, Section 3.0.

Refer to KCC’s Code of Campus Affairs and Regulations, Section 3.0, for specific attendance policies.

Assignments

Coursework is prepared and presented in a variety of methods for the purpose of effective learning as well as attaining learning outcomes. Details of assignments, due dates/times, and grading rubrics are provided regularly and used for assessing accordingly. Some coursework is completed in class. Some coursework is administered via the Canvas Learning Management System.

All coursework is assigned a due date and time in order to facilitate appropriate progression of course material as well as complete the required work in a timely manner. Assignments will be submitted in class or electronically in the proper forum in Canvas by the specified deadline time. Assignments will not be distributed or accepted by email. Assignments completed in class cannot be made up. Assignments will not be accepted more than one class period late. At the time of grading, if no assignment is received, a 0 will be entered in the gradebook until submission of the assignment (if received within the penalty duration). Students who are failing at midterm of the semester will be expunged with a grade of “W”. Acceptance of late assignments and credit given is at the instructor’s discretion.

Students are expected to attend class prepared by having read and completed assigned homework, which includes printing assignments, and participate during class sessions. Technology issues are not accepted as an excuse for incomplete/late assignments nor as an excuse for arriving late to class. It is the student's responsibility to ensure possession of properly working equipment and a contingency plan for outages. Computers and printers for student use are available on KCC’s campus.

Grades

All grades count. Lowest grades are not dropped for any assignments. Diligence in completing the required coursework is expected. It is the student’s responsibility to regularly review their gradebook in Canvas for errors or missing assignments/grades, and to communicate discrepancies to the instructor.